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The WGB

editengine

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Everything posted by editengine

  1. editengine

    what are YOU lookin' at?

    https://youtu.be/fe7_ST_OW54 Meet Wayne
  2. editengine

    So what happened to YOU today?

    Also, it snowed. 6 inches of fluff. Other than a freakish November dusting this is the first bit of it this year.
  3. editengine

    So what happened to YOU today?

    My mom is a technically literate 70 year old but she has more issues with computers than any person I know. She buys a new one every 2-3 years because they "slow down" too much. The latest is a 2 day ordeal to update windows, that has resulted in her reinstalling windows after 4 hours on the phone with Microsoft 2nd level support. Part of her issue is a weird reliance in 3rd party anti-virus and backup programs that she doesn't need but feels are critical. I long ago swore off helping her because it means hours of mindless clicking around problems that would be solved with a clean reformat and google drive.
  4. editengine

    Random

    Yeah, and that makes sense a lot of the time. But when you have both a massive housing bubble and a rising rate environment it is a recipe for disaster. The 30 year FRM costs buyers more but its a hedge against this sort of thing. Unless the Canadian government steps in and forces investors to share the burden this could make the US foreclosure crisis look like a walk in the park.
  5. editengine

    Random

    werk stuff After years of warnings Canada is in the midst of a housing crash. https://www.macleans.ca/economy/realestateeconomy/this-is-how-canadas-housing-correction-begins/ [Canada now owes] $2.16 trillion in mortgage, credit card and other consumer debt—an 80 per cent jump from 2008, and an amount that now exceeds the value of the entire Canadian economy. Even Americans didn’t go that overboard during their housing bubble. Federally regulated lenders must ... determine [borrower's] ability to repay. The new mortgage rules have reduced the amount Canadians can afford to borrow by around 20 per cent, sending home sales tumbling across much of the country. This is already translating into thousands of dollars in extra debt payments each year for households. In Toronto and Vancouver, the average monthly mortgage payment increased by $102 and $113 respectively from 2017 to 2018 .... On an annual basis, that’s an additional $2,500. [One borrower saw the payment on her] line of credit climb by $200 a month. It was enough to decimate her finances. [Manny borrowers are] rejected for consolidation loans by their banks, even though they’d been loyal customers for 30 years. Banks and other lenders are also going after customers more aggressively when they miss payments. This will be a powerful symbol for why the 30 year fixed rate mortgage is important. In the U.S. the dominance of the fixed rate loan means that lenders must hedge against the interest rate increases that are triggering massive defaults among Canadian household today.
  6. editengine

    Gibsonian

    Apple is a company like any other. As soon as the economics favor selling your data they will find a way to do so. For now they find more value in a brand identity that features privacy, but with the recent hits to their profitability they may find mining such data to be too lucrative to ignore. But using a sep app for family messages also appeals to me for practical reasons. We lock down the Kid's phone pretty hard, and a family-only app that I can whitelist to message her any time could be practical in other ways.
  7. editengine

    what are YOU lookin' at?

    I am 2 eps into Killing Zoe (which is NOT a serialized version of the excellent 1994 film) and loving it so far. Spies, Assassins, Europe, Sandra Oh WHAT ISN'T TO LOVE?? https://variety.com/2018/tv/reviews/killing-eve-review-sandra-oh-bbc-america-phoebe-waller-bridge-1202745151/
  8. editengine

    what are YOU lookin' at?

    https://www.youtube.com/watch?v=v4xZUr0BEfE
  9. editengine

    Gibsonian

    I am getting the Girl and the Kid on to signal to replace imessage for our family chats. In part this is security related, I am certain that Apple would have no issue with selling off content of text messages and I am not interested in offering them something of mine to sell. But also, I can set the Kid's phone to notify her of Signal messages while still blocking other content and texts. Does anybody else use signal? Opinions?
  10. editengine

    The Exercise Thread

    Oh my legs
  11. editengine

    what are YOU lookin' at?

    On season 2 now, it reminds me a lot of Christopher Guest's psuedo documentaries. Really funny.
  12. editengine

    The Exercise Thread

    Back yesterday for a shit back workout, after 3 weeks I know not to push myself too hard mentally or physically. That goes double after 2 weeks in Florida abusing my body with booze and fatty foods. Legs today, feeling better but I still cut it short after squats and leg presses. I am not drinking through April 1 to try and cut my belly down a bit. That sucks though
  13. editengine

    The Magicians

    I think the 3rd season of this show just dropped. I tried to watch but realized I was hopelessly lost in the plot. Also, it seems sillier than I remember it.
  14. editengine

    So what happened to YOU today?

    Good to hear it, very much the same here. If the US government shutdown doesn't end this week we can expect to start seeing some serious disruption. Mortgages won't close, infrastructure projects won't start, trade will slow. Too much of this and we won't be waiting until 2020 for a recession as we have kind of been expecting, it will happen this summer.
  15. editengine

    What are YOU reading?

    The Martian - Andy Weir After Artemis I realized that Weir had written this, which was made into a movie I have yet to see. Much better than Artemis, this is the Apollo 13-style story about a Martian expedition that suffers an accident and the year one of the crew is forced to endure on Mars while his plight becomes a world-wide reality show produced by NASA is really engaging. Like Artemis, the engineering-talk gets a bit in the weeds, I skimmed some parts of that without missing out on the story.
  16. editengine

    random jukebox

  17. editengine

    What are YOU reading?

    Midnight, Texas Trilogy - By Charlaine Harris I burned through all three of these fantasy books over the holidays, and enjoyed the somewhat campy small town feel of them. I understand this is an NBC series now but I don't think I will try and watch that based on the photos I have seen. I sense that they prettied up a group of characters that was largely defined in the books by their non-conformist appearances. Basically, a small town consists of a variety of supernatural and gifted people that includes vampires, were-creatures, angels, witches, demons, and psychics. Oddly, regular old humans believe in some of these things and think others are mythical, which is an odd bit of worldbuilding I liked. The Collapsing Empire - John Scalzi Definitely a stronger work than other Scalzi books I have enjoyed, this is a far future galactic empire kind of story, where a series of systems that have been connected via a "flow" of space-time are on the verge of becoming isolated from each other. Political intrigue and space battles, with a sympathetic and empathetic emperor figure make this one quite good and I burned through it in a single day. Very similar to Foundation in some respects, with a focus on science as a force for good and a lot of parallels to our modern issues with climate change. Artemis - Andy Weir A fun moon-colony-in-danger story, with a young protagonist telling the first person story full of snark and sarcasm. If the Girl wrote a sci-fi story this is what it would sound like. Basically a heist story, the author kind of overdoes it with all of the engineering detail but in the end it was a satisfying storyline about corporate intrigue, coming-of-age, and murder.
  18. editengine

    So what happened to YOU today?

    We are all just coming out of our turkey-induced comas. This has been a stressful trip in some ways. The monster-in-law has been particularly nasty this time, and the Kid is old enough to know that grandma just isn't a very nice person so she doesn't like to be around her. The Girl has had several altercations with her as well. Her FB friends are telling her that it is time to cut off contact, but that is easier to tell somebody than to actually go through with.
  19. editengine

    What are YOU reading?

    Rule 34 by Charles Stross. This is a re-read for me, but the first try I wasn't able to really follow it for some reason. More than Halting State, Rule 34 requires some attention to follow a fast moving plot that shifts between viewpoints fast. Still, its great sci-fi. Head On and Head On: Locked In by John Scalzi. Decades after a horrific illness has left millions of people 'locked-in" and paralyzed these people engage the world in robot bodies called threeps, in homage to C-3PO from Star Wars. The protagonist is an FBI agent and essentially this is a buddy cop action/mystery book, with all of the nuance and complexity of a Michael Connelly storyline. Fun and escapist, just ignore the massive plot gaps and shit worldbuilding.
  20. editengine

    So what happened to YOU today?

    Back in Tampa for the holidays, and we hit Ybor last night. Like a couple of whores, the Girl and I wound up making out with several other people before ubering home to pass out. My conversion to creepy middle aged swinger is nearly complete!
  21. editengine

    So what happened to YOU today?

    Oh no! Glad it all worked out and that he got a cool cast!
  22. editengine

    So what happened to YOU today?

    " A programmer is going to the grocery store and his wife tells him, "Buy a gallon of milk, and if there are eggs, buy a dozen." So the programmer goes, buys everything, and drives back to his house. Upon arrival, his wife angrily asks him, "Why did you get 13 gallons of milk?" The programmer says, "There were eggs!" " I once got in an argument with my wife who asked to order a pizza that was, "half with ham and pineapple and half with onions." She was upset when the pizza had just onions on one half, just as she requested. In this case, I thought I was being very clear. But 90% of people I asked said they would interpret my statement to mean "end of business on Friday". Well, the other intern candidate was very pleased.
  23. editengine

    So what happened to YOU today?

    OK, poll time. If I tell you to "get back to me by Friday" does that mean I want to hear from you 1. On or before Thursday or 2. 3pm on Friday afternoon?
  24. editengine

    So what happened to YOU today?

    There are very few choices I have ever made that later I look back on and think, "good job, you! that was a great decision!" But quitting social media was certainly one of them. I still have a linkedin and an FB page that I push out work stuff through but I don't ever use SM otherwise.
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